Your Credit Should Never Be
The Reason You Lose a Deal.
Hard money, DSCR, and conventional lenders all pull your credit before they fund. If your file is not lender ready, I get it there: disputes, collections, and balances handled by a strategist who knows what underwriters look for.
One time payment of $499 for the full 90 day dispute program.
Why Investor Deals Fall Through
It is almost never the property. It is the file behind the offer.
Score Below Lender Minimum
Most funding programs want 620 or better. A 40 point gap is what stands between you and your next property.
Collections and Charge-Offs
Unpaid collections and charge-offs signal risk to underwriters, even when the balance is small.
High Balances and Utilization
Maxed cards drag your score down the fastest. Paying them down in the right order moves it back up.
Lates and Recent Inquiries
Recent late payments and back to back credit pulls can push an approval decision into a denial.
From Denied to Fundable
Real estate investors do not have room for a slow repair process. This is the order we work in and what happens at each stage.
Days 1 to 7
File Audit
I pull apart all three reports, flag every item that hurts your approval odds, and set your target score for the lender you want to use.
Days 8 to 30
First Dispute Round
Disputes go out to Experian, Equifax, and TransUnion. Inaccuracies, duplicates, and unverifiable accounts get challenged in writing.
Days 31 to 60
Rebuild and Rebalance
We work the balances and accounts that carry the most weight, and I tell you exactly what to pay, what to leave alone, and when to stop applying.
Days 61 to 90
Funding Ready
Your file is cleaned up, documented, and ready for the lender pull. You go into underwriting with a file that looks the way investors should look.
The Investor Credit Repair Program
Everything included, one flat payment. No monthly billing to keep up with.
- Full file audit of all three credit bureaus
- Rounds of disputes sent to Experian, Equifax, and TransUnion
- Collections, charge-offs, and inaccurate accounts challenged in writing
- Balance and utilization plan so the accounts that matter most improve first
- Tracking and guidance between dispute rounds
- Funding readiness review before you apply with a lender
Secure checkout. After payment, text me and your file review starts.